What's In Your GTH Account?

Monday morning had resurfaced again, as it usually does every Monday morning. And as was also usual with Mondays, i was not inclined to go to work but seeing as my bills will not miraculously pay themselves with me lounging in bed under covers, lemming on slices of cucumber and watching S3 of the The Good Wife, i organized myself and hustled off to work.
As i entered the bank premise, i noticed we had a couple of early customers hanging around, waiting for the bank to open its doors for business. One of them, a lady, looked so very familiar, like we have some sort of history together but i couldn’t place her face, for the life of me. I chucked it up to one of the many faces i encounter everyday in the course of work and went about the business of putting my six-inch heels and my game face on. It wasn’t until i saw my other colleagues hugging and cooing at her that it clicked. I couldn’t blame me tho: there was no way i could’ve recognised that chic without her power suit and high-heeled pumps! Oh yes, she was a former colleague, from another branch. But in the place of sophisticat, i saw a woman that had been beaten down by her circumstances; hard-drawn face, badly applied make-up, hair an absolute mess. I was beyond shocked.

Her words as she left that morning with tears in her eyes were, “As you sit down here attending to your customers, please, have your Plan B mapped out. I am talking from experience!” She had been relieved of her employment about a year ago, without warning...without any entitlements. As at the time of her forced resignation, she had little or no savings! As it were, she took to selling costume jewelleries to sustain the family {hubby is a struggling business man}. The money realised from that business could barely feed the family talk more of paying school fees. Her kids were kicked out of school!!! This was few months ago.
Present day: Maureen* had just walked into her unit, thankful she was on time for that morning’s meeting. She walked into a very sober unit. She thought someone died. Nobody had died. Everything was okay except, well, her relationship with her employer had just been terminated. Didn’t she get a text message, her colleague asked? She did, only she didn’t understand what it meant. It took a couple more hours and a few tears to make her understand what the message implied. SACKED!
What is in your Go-To-Hell {GTH} account?
Our comfort zone is our biggest enemy. We put so much faith in our monthly pay checks that we forget to make plans in case of eventualities. It sounds simple to say, “I’ll start a Plan B with my severance package!” Very simple, yes, but what Plan B? How viable is this Plan B? Who is the target market? How reliable is the supply chain? Which is easier: Losing most of your severance pay trying to cruise an uncharted Plan B or investing fresh funds {severance pay} into a tested and certified-viable Plan B?
What is in your GTH account?
Some of us have different shades, lengths and textures of Peruvian hair in our GTH account. Lots of good that would do us when push comes to shove. Totally. At least, we’ll look good while begging for alms on the streets. Some of us have designer bags and wanna-be designer bags in our GTH account. Some of us have landed properties, some of us millions in savings, some of us humongous debts, some of us viable businesses.
When we were younger, if you heard {usually from not-so-well-meaning friends} that a boyfriend was gonna break up with you, you tried you damn best to get in your words first. It feels really great being the one that walked away rather than the one left holding the stink bag. If per chance the break up came without warning, its easier to deal with heart break when you have a rebound guy/girl by the side, someone who really loves you but couldn’t do much about that love earlier, seeing as you were previously occupied! Psychology 101.
#NoteToSelf: Hazel, shore up your GTH account!

21 comments:

HoneyDame said...

Very well said. very very well said.
*sigh*

Okeoghene said...

Food for thought. Most people rarely think of a plan b, we always think it would either not happen or even if it does who would hatched out a plan before then. There is no time like now.

Anonymous said...

Thank you... I couldn't have read this at a better time. I've recently got a great job, and the dough's begun rolling in. I've been fighting to keep a level head and invest like all the books say U should (Rich Dad,Poor Dad etc), but the lancing glances of haughty female colleagues sporting these 'wannabe designer bags' you speak of -have got me heading to the shops with my platinum credit card. I know better. And this, this blog, it strengthens my resolve. They all oughta take a hike, the GTH kind! :) God bless you.

Toinlicious said...

Noted!

Anonymous said...

Yeah ur Gth aCcount must nt only ve money in various accts and other fixed assets bt also a well researched business interest to fall back on. It is well.

Crave's Corner said...

I needed to read this, time to resurrect my savings account.

Ema Leecious said...

Thanks for this reminder. It did me like magic when I was downsized from OBIN. But thank God for the fantastic severance package and the fact that I got another job immediately.

But I learned my lesson...as the saying goes "make hay while the sun shines"

aloted said...

well said! I have been working on Plan B, C and D sef and some friends/people look at me like haba Aloted only you! Siddon dere o...I will not be caught unawares God forbid bad thing.

I was listening to a podcast on my way into work this morning about not being a financial zombie...one biblical principle they shared was from the story of Joseph when he became governor. SAVE in time of plenty so that you can SPEND in time of lack.

Btw if you are out there looking for a plan B holla at me o...let me show you the way. No jokes!

Jemima said...

Umm this is really food for thought..thanks for this, i have been slacking in this dept ...God help me!

Cake and Socks said...

Nne daluso for this honestly! it is so easy to live paycheck to paycheck, not thinking of the rainy day.

As i type this, i have already spent my next paycheck that has not even come yet!!!!!! SMH

Gold, MK purses, Shoes, bright colorful summer dresses... i am ashamed o! i will work on myself.
Odi egwu

@ilola said...

Shocking realities of life, yet many of us never learn until it happens to us.

Myne Whitman said...

Reminds me of the Zenith bank sack that happened recently. I hope more of us are wiser now.

anuli said...

Pls i need help on that. I have thought of it severally. I am dead serious. Hw do i holla at u?

aloted said...

@anuli i am guessing your message is for me if so holla at aloted@yahoo.com. if not ignore :)

Anonymous said...

Hmmm... I have to start something soonest.

Anonymous said...

@aloted, I sincerely hope it's not Forever Living Products or Tianshi and Co.? Got my fingers burnt once and I'm not ready to try it again,if not i'm interested.

aloted said...

@Anon- none of the above.... holla me at aloted@yahoo.com.

Hazel. i dey greet o...:)

mstizzle said...

Thanks a lot for this!

dosh said...

I really needed to read this. God bless you for sharing

Abbey said...

Hmmm..Right on point..now I really need to get those plans implemented...

Anonymous said...

is it too late to holla at you?